17 Weeks and Chubby!

We'll find out the gender June 14th! I'm excited!!

There is a BABY on the way!!

 

Gary and I are expecting! The due date is October 27th 2011.

I am incredibly excited and look forward to what is to come.

We're doing this and it feels great!

In Dave Ramsey's words, "Debt is dumb; cash is king and the paid off home mortgage has taken the place of the BMW as the status symbol of choice"

Gary and I (and his family) have been listening to Financial Peace University for Family Home Evening each Monday night. At first I was disappointed figuring it was going to be a waste of my time. I was wrong. It only took minutes to fall in love with what this man has to say. He's got some great advice we could all learn from. I dare you to read his book, listen to his radio show or check out his website AND try implementing it into your life. 

Here is his advice in a summary: 
 

Baby Step 1
$1,000 to start an Emergency Fund
Baby Step 2
Pay off all debt using the Debt Snowball
Baby Step 3
3 to 6 months of expenses in savings
Baby Step 4
Invest 15% of household income into Roth IRAs and pre-tax retirement
Baby Step 5
College funding for children
Baby Step 6
Pay off home early
Baby Step 7
Build wealth and give!

Learn more about being debt free at:

http://www.daveramsey.com

Valentines!

I'm sure I remind everyone of this every February but! I Love Valentines Day!  I love the colors mostly but I love that we take a day to remind each other that we are all loved.

Last year I decided to start a tradition of making Creme Brulee. Since we're living with Gary's family I thought I'd make the special treat for everyone, which meant I needed to buy more ramekins (oh darn). I forgot that it's an 6 hour process to make Creme Brulee. Since I get home from work between 6:30-7:00 I didn't have time to make it myself so Jeanette was sweet enough to make it! It was delish!

Since V-Day was on a Monday, which is Family Home Evening night, Gary and I went out on a date on Saturday instead. I was such a special night! We first went shopping at Flat Iron's Mall. Gary helped me pick out a fancy pair of earrings. Then we headed over to Red Lobster for a divinely delicious sea food dinner. The food was so good I forgot about the final event of the night was to go see a movie!

We decided to see True Grit since it got such good ratings and it sounded good to both of us!  I am just going to say this... Go See It!!!! It was amazing.

 

New

Well here we are in a new year! A new year always welcomes in new changes, kicking bad habits and promising yourself to do better. This year I think we've all forgone all that and just decided to strive to always be your better self. I like that plan. Why start fresh on January 1st? Why not do better now?

So this year has been a billion trillion times better than last year already. Gary is helping with his father's Liberty Tax office again. I wasn't so kind. I found myself a new job working at one of Primrose Schools. I'm excited to be there and to work with kids again.

All this work is keeping us busy! Gary has been working from 3:00 to 9:00 pm and I've been working from 9:00-6:30. It's depressing to only see each other for a few minutes a day but I'm excited that we're both busy being productive. 

I am incredibly excited for 2011 and all the many great opportunities it brings!